Obtaining Long-Term Disability Benefits

In Alaska, a debilitating injury can have far-reaching consequences. If you’re disabled by your injury, you won’t be able to work, and your day to day routine will likely change dramatically. In order to maintain a comfortable life in a situation like this, a steady and reliable source of income is essential. Long-term disability benefits can mean the difference between a steady recovery after your injury and an injury that prevents you from bringing in income for years.

Luckily for victims of a long-term disability, the Alaska long-term disability program is among the best in the country. The approval rates for benefits are much higher, and the waiting period before receiving those benefits is appreciably less than in other states. This means that the stress surrounding a long-term injury is much less serious in Alaska.

However, there are still many steps to take to ensure that you receive disability. Comprehensive medical records are a must. You must demonstrate and document your disability, the treatment that you’ve already undergone, and your previous salary so that the board reviewing your case can decide what compensation to award you while on Social Security disability. Demonstrating your need here is very important, and you must leave no stone unturned in your collection of records and documentation of your illness. This step is the end of the road for many people- 44% of disability applicants are approved at this stage in Alaska.

Furthermore, even though Alaska’s approval rate is much higher than the national average, the majority of disability applicants are still going to be left out in the cold. Of course, not every deserving person has their application approved, and many disabled people fall through the cracks in this initial stage, due to insufficient records or bad luck. If you’re one of these people, the state has an appeals process that you can go through if you feel like you were unjustly turned down. The first step in this process is a disability hearing, where you explain to a judge directly what your disability is and why it prevents you from working. The judge will then review your case and make a decision in around a month. This stage of the application process has a much lower approval rate than the initial step, with an approval rate of under 25 percent.

If you’re rejected again at the disability hearing, there are still further steps that you can take in the appeals process to secure long-term disability. You could send your case to an appeals council, or file suit in the District Court of Alaska. These steps have a much lower success rate than the previous two stages of the application process, and retaining an experienced legal team is essential to have a chance in this much more demanding environment.

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What to Expect During a Foreclosure

When a person has filed for bankruptcy, an automatic stay will immediately be effective, regardless of whether it is a Chapter 7 or Chapter 13 bankruptcy. The effects of the automatic stay will be for all the creditors and this one-page document will be sent to them to inform them of your state of bankruptcy and to instruct them that they are no longer allowed to require payment from you. An automatic stay is very important in three situations: (1) being subjected to a lawsuit or foreclosure Sheriff’s sale date, (2) if your bank account is set to be seized, and if you’re garnished.

It will be your attorney’s duty to produce an automatic stay and send them to all of your creditors informing them of your bankruptcy. Any attempt of collecting any payment from you after they have received the automatic stay they hold them in contempt and possibly be fined by the federal Bankruptcy Court. In fact, any action that the creditors will do that may be a direct violation of the automatic stop will make them liable for contempt. Filing for bankruptcy not only stops the collection of payment from the creditors, it also prevents any further harassment from them. If the creditors still want to pursue you for your debts, they can file a motion that can get around the automatic stay that protects you during the bankruptcy case and proceedings. This is especially true during Chapter 13 bankruptcy, where you are still required to give payment to your creditor and you are not giving the required amount as agreed in the repayment plan.

In order to ensure that you are protected during and after your bankruptcy case, consider hiring a bankruptcy attorney in your area. This will protect your rights and guarantee that your case is properly filed and the automatic stay is effectively given to all your creditors to prevent them from collecting any payment from you. It is a very important document to have when you filed for any type of bankruptcy.

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What You Should Know When Working With A Lawyer

Selecting a lawyer is not always easy. Many people find themselves confused as to what type of lawyer to choose for the issues they are facing. Each legal dilemma that occurs is not the same as the next one, and you need the right lawyer who has the experience for your situation. Continue reading to learn what you need to know. Make sure to find out who all will be involved with helping to work on your case. What sort of experience do they have? Some may have years of experience, whereas others may be fresh out of law school. How much time is your lawyer anticipating on devoting to your case? If you have been accused in a major crime, you need to find a lawyer immediately. Don’t try to handle it yourself, since you may be put in a position where the law may be broken. Good lawyers contain adequate experience for handling your situation. You have a right to expect clear, consistent communication with your lawyer. He or she should be able to give you a general summery of what you can expect in terms of your case, as well as what potential issues might arise and what could be done to remedy these issues. When you are describing the situation that you are in to your lawyer, refrain from lying. You should be telling them the truth at all times, as this could backfire if you are questioned on the stand and your lawyer does not have all information available. Honesty is the best policy, especially in regards to legal issues. While this article previously mentioned that choosing a lawyer is not always easy, you should know understand that a little knowledge about lawyers does make it easier. You may find yourself needing a lawyer more than once in life, and that can mean that you may need to use several different lawyers. Each will help you to get through any tough times.

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Yaz and Yasmin

Among the many birth control pills in the market today, Yaz and Yasmin are two of the most prescribed and widely-used by women. They are both manufactured by Bayer, and are both made up of a combination of ethinyl estradiol (estrogen) and drospirenone (progesterone). Although they are generally made up of the same hormones, there are certain differences that may matter when you are choosing which one to use.

One of the main differences between Yaz and Yasmin are in the amount of hormones in each combination. Although both have the same amount of drospirenone (3mg), Yaz has a lower amount of ethinyl estradiol (20 mcg) compared to Yasmin (30 mcg). Also, dosage instructions for Yaz is 24 days (with 4 placebo pills), while Yasmin is only taken for 21 days (with 7 placebo pills). Meanwhile, Yasmin is prescribed exclusively as a birth control pill, while Yaz can double as a birth control pill and as treatment for people with moderate acne. Even the FDA has approved Yaz to be effective in easing PMDD symptoms.

Despite their subtle differences, both pills have been known to cause side effects to women, particularly those using them for some years. Besides the garden-variety side effects that most birth control pills cause, Yaz and Yasmin can also increase the risks of blood clots, strokes, and pulmonary embolism. According to the website of Williams Kherkher, women who suffer life-threatening side effects may be able to hold Bayer accountable for their injuries through a Yasmin lawsuit. Both pills can also alter or interact with other prescription or over-the-counter drugs, which can render them useless or heighten the risks of liver, kidney and adrenal problems.

Women with already high levels of potassium in the body are not advised to take either Yaz or Yasmin. Those who are over the age of 35 and are heavy smokers are also persuaded to not take Yaz or Yasmin, along with those who suffer from blood clotting problems, heart complications, high blood pressure, depression, and those who are pregnant or have recently given birth. Because both Yasmin and Yaz are birth control pills, they should not be taken without the consent and information of your doctor, therefore proper medical supervision is necessary before taking them.

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Mystery Multi-State Outbreak Baffles Health Watchdogs

Parasite-infested greens have affected hundreds of consumers in multiple states, but so far the source of the outbreak remains a mystery.

The Centers for Disease Control and Prevention have received notice of 610 cases of Cyclosporiasis from 22 state health departments. The affected states include Arkansas, California, Connecticut, Florida, Georgia, Illinois, Iowa, Kansas, Louisiana, Minnesota, Missouri, Nebraska, New Jersey, New Hampshire, New York, Ohio, South Dakota, Tennessee, Texas, Virginia, Wisconsin, and Wyoming. The first cases were reported in the first two weeks of June but by August 10, no new cases were being reported. Out of the 610 cases, 45 required hospitalization but no deaths have been reported.

Cyclospora infections or cyclosporiasis is caused by the ingestion of the pathogen Cyclospora cayetanensis, which is transmitted in human feces, through contaminated water, fruits and vegetables. The infection causes watery diarrhea and it is often acquired by adult foreigners who go to areas where the pathogen is endemic, and bringing it home with them. This is why cyclosporiasis is often called “traveler’s diarrhea.”

There is an ongoing effort to find the origins of the infection, and it seems indicated that not all the cases are directly linked and may not have come from the same source. An early traceback by the Food and Drug Administration (FDA) identified the salad mix from Mexico-based Taylor Farms de Mexico as the source of the parasite in two states, but subsequent investigation of the producer’s facilities showed no signs of contamination. Taylor Farms had voluntarily ceased operations pending the outcome of the investigation but has now resumed. In the meantime, efforts continue to find the true source of the contamination.

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